I was recently rear-ended by a progressive client, which caused me to hit the person in front of me, who also happened to be a progressive client. PROGRESSIVE HAS DONE NOTHING BUT TRY AND SCREW ME OVER THIS ENTIRE TIME.
Just one of the problems I have had with them is that I had severe whiplash from the accident and the progressive agent tried to talk me into a 30-day medical agreement in which I'd have up to a month to file any medical problems that come up.
I talked this over with my insurer and she said I have 2 YEARS to do that normally. I was advised to not sign anything with Progressive. My insurer's exact words were "It's companies like this that give our industry a bad name."
Their agents are taught to talk nice and calmly to get you in a comfortable mood so you sign over all of your rights as a victim. Make sure you know what you are signing!!!
I'm still doing battle with them because my car was totaled in the accident.. This is a bigger headache than the accident itself.
Sabtu, 04 September 2010
Kamis, 10 Juni 2010
Buckle Your Seat Belt and Save on Your Car Insurance
Buckle Your Seat Belt and Save on Your Car Insurance
You’ve probably heard your whole life that buckling up saves lives. Chances are you went through that rebellious period most of us go through where you refuse to buckle up because it doesn’t look “cool” or "it's uncomfortable." Many people grow out of that and realize, before it’s too late, that seat belts are a good thing. But, did you know that wearing your seat belt could also save on your car insurance? Get the skinny, compare rates & policies, save up to $400 annually.
If you are currently driving without any type of coverage then hold it right there, mister. Being insured on the road is the law in every state and you are no exception. You can compare car insurance quotes online to find the right policy for you at a rate you can afford.
How Buckling Up Saves on Car Insurance
* Every state has some sort of traffic law requiring seat belt use.
* If you get ticketed for not wearing a seat belt then your insurance company will hear about it.
* The result will be a spike in your car insurance premium.
The fact that you were ticketed for not wearing a seat belt would be frustrating enough. The fact that you will be paying for that ticket long term by having to shell out extra for your car insurance premiums would be maddening. So buckle up and save yourself the headache of a ticket and the subsequent high car insurance premiums.
Click It and Keep Your Car Insurance Steady
Your car insurance is affected by any moving violation you might incur on the road. Buckling up might seem like a harmless offense but the fact of the matter is you will be ticketed and it will show up on your car insurance bills. Not to mention the fact that buckling up could save your life in the case of an unexpected collision. So talk to your car insurance agent today about why buckling up is important other ways you can save on your car insurance.
You’ve probably heard your whole life that buckling up saves lives. Chances are you went through that rebellious period most of us go through where you refuse to buckle up because it doesn’t look “cool” or "it's uncomfortable." Many people grow out of that and realize, before it’s too late, that seat belts are a good thing. But, did you know that wearing your seat belt could also save on your car insurance? Get the skinny, compare rates & policies, save up to $400 annually.
If you are currently driving without any type of coverage then hold it right there, mister. Being insured on the road is the law in every state and you are no exception. You can compare car insurance quotes online to find the right policy for you at a rate you can afford.
How Buckling Up Saves on Car Insurance
* Every state has some sort of traffic law requiring seat belt use.
* If you get ticketed for not wearing a seat belt then your insurance company will hear about it.
* The result will be a spike in your car insurance premium.
The fact that you were ticketed for not wearing a seat belt would be frustrating enough. The fact that you will be paying for that ticket long term by having to shell out extra for your car insurance premiums would be maddening. So buckle up and save yourself the headache of a ticket and the subsequent high car insurance premiums.
Click It and Keep Your Car Insurance Steady
Your car insurance is affected by any moving violation you might incur on the road. Buckling up might seem like a harmless offense but the fact of the matter is you will be ticketed and it will show up on your car insurance bills. Not to mention the fact that buckling up could save your life in the case of an unexpected collision. So talk to your car insurance agent today about why buckling up is important other ways you can save on your car insurance.
Minggu, 11 April 2010
How To Understand Collision Coverage
Accidents happen to even the most careful driver - which is why collision coverage is one of the best ways to protect yourself against unforeseeable events. Collision coverage is not enforced on all drivers, but it is one of your best insurance defenses when you find yourself in an accident.
Collision coverage is insurance intended for repair or replacement of the insured party's car in an accident regardless who or what caused the collision. Collision coverage premiums require the payment of a deductible when a claim is made, usually $250 or $500. The collision coverage will pay for the repair or the replacement of the policy holder's car including the personal property within if it was damaged or destroyed by fire, flood, and other accidents or calamities. There are two types of collision coverage insurance:
1. Replacement Cost Value. In insurance terms, the collision coverage might be an RCV (replacement cost value) or ACV (actual cash value). The replacement cost value pays for cost to loan or purchase a new car to replace the old one. Replacement Cost Coverage protects you from losing money due to depreciation by replacing your old car with a brand new one (or the cash equivalent). The depreciation must be caused by fire, flood, vandalism or thievery.
2. Actual Cash Value. This merely pays for the cost for the repairs to bring the car back to its condition before the accident. Determining the value for an ACV recipient is easier to determine because you can find several sources that will provide actual cash value (ACV) estimates online or through publications. Some common sources for ACV estimates are N.A.D.A. Guides, Kelley Blue Book and Black Book. These will give you a good idea on how much your vehicle is worth.
RCV has a greater maximum benefit than ACV but it entails a higher premium. All collision coverage insurance policies slightly differ in premiums. Here are some links with tips you might consider if you want to apply for collision coverage or if you want to change the type of coverage plan you are currently enrolled in.
* Personal Insure. Get cheap insurance for your car. The list helps you how to get affordable car insurance. These insurance plans are affordable, but able to provide you with excellent services. You may use this list in acquiring new policy or getting a new insurance quote.
* Car Insurance Company. Get insurance free insurance quotes in minutes. With the Car Insurance Company, you can get quotes from several insurance companies and compare them easily with other service providers. This will help you in deciding which plan to subscribe to. The Car Insurance Company's Online Insurance Marketplace gives you the opportunity to check and compare insurance policies on the Web or through their sales center.
* Car Buying Tips Online. This site allows you to review car insurance sites and watch out for insurance sales scams. They have links to commonly used car insurance terms to let you easily understand the fine print in whatever collision coverage plan you are planning to take. This user-friendly website has a thorough guide on online auto insurance sites. You can also compare rates and avail free quotes.
Now that you know what collision coverage means, you can easily search for a plan that will suit your budget, driving style, and other needs.
As a budding investor, I recently learned how important it is to read up on buying gold right now. And if you have owned it for a while, now is the time to also learn strategies for selling gold.
Collision coverage is insurance intended for repair or replacement of the insured party's car in an accident regardless who or what caused the collision. Collision coverage premiums require the payment of a deductible when a claim is made, usually $250 or $500. The collision coverage will pay for the repair or the replacement of the policy holder's car including the personal property within if it was damaged or destroyed by fire, flood, and other accidents or calamities. There are two types of collision coverage insurance:
1. Replacement Cost Value. In insurance terms, the collision coverage might be an RCV (replacement cost value) or ACV (actual cash value). The replacement cost value pays for cost to loan or purchase a new car to replace the old one. Replacement Cost Coverage protects you from losing money due to depreciation by replacing your old car with a brand new one (or the cash equivalent). The depreciation must be caused by fire, flood, vandalism or thievery.
2. Actual Cash Value. This merely pays for the cost for the repairs to bring the car back to its condition before the accident. Determining the value for an ACV recipient is easier to determine because you can find several sources that will provide actual cash value (ACV) estimates online or through publications. Some common sources for ACV estimates are N.A.D.A. Guides, Kelley Blue Book and Black Book. These will give you a good idea on how much your vehicle is worth.
RCV has a greater maximum benefit than ACV but it entails a higher premium. All collision coverage insurance policies slightly differ in premiums. Here are some links with tips you might consider if you want to apply for collision coverage or if you want to change the type of coverage plan you are currently enrolled in.
* Personal Insure. Get cheap insurance for your car. The list helps you how to get affordable car insurance. These insurance plans are affordable, but able to provide you with excellent services. You may use this list in acquiring new policy or getting a new insurance quote.
* Car Insurance Company. Get insurance free insurance quotes in minutes. With the Car Insurance Company, you can get quotes from several insurance companies and compare them easily with other service providers. This will help you in deciding which plan to subscribe to. The Car Insurance Company's Online Insurance Marketplace gives you the opportunity to check and compare insurance policies on the Web or through their sales center.
* Car Buying Tips Online. This site allows you to review car insurance sites and watch out for insurance sales scams. They have links to commonly used car insurance terms to let you easily understand the fine print in whatever collision coverage plan you are planning to take. This user-friendly website has a thorough guide on online auto insurance sites. You can also compare rates and avail free quotes.
Now that you know what collision coverage means, you can easily search for a plan that will suit your budget, driving style, and other needs.
As a budding investor, I recently learned how important it is to read up on buying gold right now. And if you have owned it for a while, now is the time to also learn strategies for selling gold.
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